Used Adm Lcd15L-Dacs-Multi for sale (4,464)

Condition: new, Catalogue number: S 0335 - New machine, in stock Nlsdpfxsyg Iwce Adtoa - CE certificate SURFACE PLANER: - Working table dimensions: 1500 х 320 mm - Max. planing depth: 5 mm - Aluminium guide fence dimensions: 1100 x 155 mm THICKNESS PLANER: - Working table dimensions: 316 x 600 mm - Max. planing depth: 3 mm - Feed speed: 7 m/min - Material thickness: 4 - 230 mm - Motor power: 3 kW - Cutterhead speed: 5600 min⁻¹ - Dimensions (L/W/H): 1500/600/1050 mm - Weight: 315 kg * Cast iron tables with ground surface * Tables with precise adjustment for longitudinal planing * Stable aluminium fence adjustable from 90° to 45° * Cutterhead guard * Thickness planer table with central guide column and support * Power on/off without stopping the machine * Mortiser with left-hand rotation Net price: 14,500 PLN Net price: 3,440 EUR Price calculated at an exchange rate of 4.2 PLN/EUR (In case of significant exchange rate fluctuations, the price may change)

Condition: excellent (used), CATALOG NUMBER 7651 Technical data: - Track width: 250mm - Shaft width: 250mm - Max saw blade diameter: 400mm - Saw blade bore diameter: 70mm - Max cutting height: 120mm - Table width with opening: 810mm - Table length: 1780mm – From above: Nsdpfx Adeyyyd Njtela - Pawls/kickers - Smooth pressure shaft - Pawls - Smooth pressure shaft - Shaft with saw blades - Smooth pressure shafts, 2 pcs – From below: - Guide - Pawls/kickers - Track - Central lubrication - Stepless feed speed adjustment - Feed motor 1.1kW - Main motor 37kW - Manual body lifting - Manual lifting of shaft with saw blades - Chip extraction connection diameter: 200mm - Overall dimensions (L/W/H): 2150x1480x1760mm - Weight: 1735kg ADVANTAGES – German-made – Stepless feed speed adjustment – Multi-blade saw, used, in very good condition Net price: 46,900 PLN Net price: 11,160 EUR (at a rate of 4.25 EUR) (Prices may change depending on exchange rate fluctuations)

Condition: excellent (used), CATALOG NUMBER 7904 Technical data: - Max cutting height: 160mm - Max element width: 700mm - Working width of the shaft with saws: 600mm - Shaft diameter: 70mm - Max saw blade diameter: 450mm - Top: - Pawls - 2 geared feed rollers - Pressure with metal slip roller - Bottom: - Slip roller - Pawls - Geared feed roller - Shaft with saws - Smooth feed roller - Metal slip roller - Infinitely variable feed speed control - Feed motor: 1.5kW - Main motor: 55kW - Overall dimensions L/W/H: 1700x1400x1900mm - Weight: approx. 2740kg ADVANTAGES – Made in Poland – Robust construction Nledpfxjynkt Ne Adtsa – Used machine, in very good condition Net price: 56,900 PLN Net price: 13,550 EUR Net price calculated at an exchange rate of 4.2 PLN/EUR (in case of larger exchange rate fluctuations, the price may change)

Condition: excellent (used), CATALOG NUMBER 7948 Technical data: - track width: 400mm - working width of shaft: 400mm - max blade diameter (mounted: 350mm): 450mm - blade bore diameter: 70mm Nlsdpfxsyxrbko Adtja - max cutting height (with 450mm blade): 160mm - table width with extension: 710mm - table length: 1900mm From above: - dogs/kickers: 2 rows - sliding roller, metal, pressure - dogs/kickers - sliding roller, metal, pressure - shaft with saw blades - smooth sliding roller, metal, sliding From below: - guide bar - dogs - track - electric body lifting - central track lubrication - 2 feed speeds + stepless - total power: 32kW - overall dimensions L/W/H: 2050x1800x1530mm - weight approx. 2000kg Advantages: – Italian production – very good condition – DTR documentation (technical manual) – used multi-blade saw Net price: 48,900 PLN Net price: 11,650 EUR Net price calculated at an exchange rate of 4.2 PLN/EUR (in case of significant exchange rate fluctuations, the price may change)

Condition: excellent (used), CATALOG NUMBER: 7480 Technical data: - Track width: 360mm - Shaft width: 350mm - Max. blade diameter: 350mm - Blade bore diameter: 80mm - Max. cutting height: 120mm - Table size: 2040x1220mm From above: - Pawls - Driving/sprocket shaft - Pawls - Shaft with saw blades - Sliding, pressure shaft From below: - Rollers in front of the table, 2 pcs - Guide - Pawls - Track - Central track lubrication - Electric height adjustment of saw blade shaft - Electric height adjustment of the body - Stepless feed speed control - Extraction outlet diameter: 140mm, 160mm - Main motor: 30kW - Overall dimensions (L/W/H): 2600x2300x1850mm - Weight: approx. 4000kg Nodpsyg Ip Esfx Adtela ADVANTAGES – Czech production – Used multirip saw – Very good condition Net price: 30,900 PLN Net price: 7,360 EUR (depending on EUR exchange rate of 4.2) (Prices may change with large fluctuations)

Condition: excellent (used), CATALOG NUMBER 7906 Technical specifications: - Track width: 400mm - Working width of roller: 400mm - Max saw blade diameter: 450mm - Saw blade bore diameter: 70mm - Max cutting height: 160mm - Table width with extension: 720mm - Table length: 1900mm From above: - Kickback fingers/ejectors: 2 rows - Sliding roller, metal, pressure type - Kickback fingers/ejectors - Sliding roller, metal, pressure type - Shaft with saw blades - Smooth sliding roller, metal From below: - Guide rail - Kickback fingers - Track - Electric body lifting - Central track lubrication Nlsdpfx Adjynknystsa - 2 feed speeds + stepless adjustment - Feed motor: 0.9kW - Main motor: 30kW - Extraction port diameter: 260mm - Overall dimensions (L/W/H): 2350x1800x2200mm - Weight approx: 2000kg ADVANTAGES – Italian manufacture – New track and sliders – Very good condition – Used multirip saw Net price: 55,900 PLN Net price: 13,300 EUR depending on 4.2 EUR exchange rate (Prices may change with significant fluctuations)

Condition: excellent (used), CATALOG NUMBER 6650 TECHNICAL DATA - Max cutting height: 200 mm - Track width: 450 mm - Shaft width: 450 mm - Blade bore diameter: 80 mm - Shaft diameter: 60 mm - Min. blade diameter: 250 mm - Max. blade diameter: 350 mm - Max. width of cant: 870 mm - Min. length of cant: 1500 mm From above: - Pawls - Feed shaft, toothed, metal - Pawls - Feed shaft, toothed, metal - Pressure unit - Shaft with saw blades - 2 feed shafts, metal, pneumatically pressed From below: - Guide - Metal sliding roller - Pawls - Track - Shaft with saw blades - Track - Stepless feed speed adjustment via inverter 4-40 m/min - Main motors: 2 x 75 kW - Feed motor: 3 kW - Electric vertical movement of body up/down: 0.55 kW - Electric adjustment of saw blade shafts: 2 x 0.25 kW - Central lubrication - Extraction nozzle diameter: 2 x 300 mm - Dimensions (L/W/H): 3100 x 2600 x 2000 mm - Weight: approx. 6500 kg - Centering device included - Toothed feed rollers: 3 pcs - Smooth feed rollers: 8 pcs - Motor: 2 x 1.5 kW - Pneumatic top pressure - Side pressure - Dimensions (L/W/H): 4850 x 1100 x 1800 mm - Weight: approx. 1000 kg ADVANTAGES – Czech manufacture – Double-shaft design Nlsdpjyk Hg Refx Adtea – Centering device – DTR documentation – Year of manufacture: 2010 – Used multi-blade saw, in very good condition Net price: 262,900 PLN Net price: 62,600 EUR Net price calculated at the exchange rate of 4.2 PLN/EUR (in case of significant currency fluctuations, the price may change)

Condition: excellent (used), CATALOG NUMBER 72133 TECHNICAL DATA - Maximum cutting height: 180 mm - Track width: 400 mm - Shaft width: 370 mm - Shaft diameter: 60 mm - Maximum blade diameter: 300 mm - Blade bore diameter: 80 mm - Minimum workpiece length: 630 mm - Maximum workpiece width: 600 mm From above: - Pneumatic hold-down - Pawls - 2 metal pressure rollers - Pawls - Saw shaft - Smooth pressure roller - Pawls - Smooth pressure roller From below: - 2 metal, toothed feed rollers - Pawls - Track - Saw shaft - Track - Stepless feed speed adjustment via inverter - Main motors 2x55 kW - Feed motor 4 kW - Hydraulic lifting of the top/bottom frame - Hydraulic adjustment of saw shafts - Pump motor 0.37 kW - Central lubrication - Suction connector diameter: 1x300 mm, 1x380 mm - Dimensions (LxWxH): 3200x2350x2000 mm - Weight approx. 5500 kg ADVANTAGES – Italian manufacture – Double-shaft – Used multi-blade saw, in very good condition Net price: PLN 238,900 Nljdpfx Adsyr Rmqjtsa Net price: EUR 56,880 Net price calculated at an exchange rate of 4.2 PLN/EUR (Price may change with significant exchange rate fluctuations)

Condition: excellent (used), Year of construction: 2004, CATALOG NUMBER 7880 Technical data: - max cutting height: 150mm - max element width: 500mm - working width of shaft with saws: 400mm - shaft diameter: 70mm Nodoyf A Ruepfx Adtela - max saw blade diameter: 450mm - from above: - anti-kickback devices - 2 toothed feed rollers – pneumatically pressed - from below: - slip roller - anti-kickback devices - 2 toothed feed rollers - saw shaft - 2 toothed feed rollers - stepless feed speed adjustment via inverter - feed motor: 3kW - main motor: 55kW - overall dimensions L/W/H: 2120x1600x1630mm - weight approx. 2750kg ADVANTAGES – Polish-made – robust construction – Used machine, in very good condition Net price: 55,900 PLN Net price: 13,310 EUR at 4.20 EUR exchange rate (Prices may vary with greater exchange rate fluctuations)

Condition: excellent (used), Year of construction: 2007, FOD BYDGOSZCZ Shaft Multi-Rip Saw* DPPD III 50E 530/150 Catalogue number: 7405 TECHNICAL DATA - Maximum cutting height: 150 mm Nledpfx Asymnk Asdtoa - Maximum element width: 700 mm - Working width of arbor with saw blades: 530 mm - Maximum blade diameter: 450 mm (currently fitted: 350 mm) - Blade bore diameter: 90 mm From above: - Kickback pawls - 2 toothed feed rollers From below: - 2 smooth feed rollers - Arbor with saw blades - Smooth feed roller - 4 feed speed options - Feed motor approx. 2 kW - Main motor 30 kW - Machine dimensions (L/W/H): 2400x1700x1900 mm - Weight approx. 3000 kg – Made in Poland – Used machine, condition: very good Net price: 38,900 PLN Net price: 9,260 EUR (calculated at an exchange rate of 4.2 EUR) (Prices may change in case of substantial exchange rate fluctuations) * MAR-MASZ guarantees the quality of your purchase, but is not an authorized representative of the manufacturer. All trademarks and trade names are used solely for informational purposes to facilitate identification of the product. We only resell items that were previously put on the market by the manufacturer. We do not have any business relations with the manufacturer.

Condition: excellent (used), Catalogue number: 7859 ADVANTAGES – 8 spindles – with oscillation – variable spindle spacing (adjustable) – 2 work tables – unpainted – used drilling machine, in very good condition TECHNICAL DATA Drilling spindles: 2x4 pcs Oscillation range left/right: 40mm per side Oscillation speed adjustment on inverter Spindle head adjustment: up/down Each pair of spindles (2 pcs) adjustable: left/right 2 rotation speed options + left/right Max tool diameter: 15mm Table adjustment: up/down Table dimensions: 700x200mm 4 hydraulic cylinders Motor power: 2x 2kW Nodpeykay Rsfx Adtjla Oscillation motor: 0.75kW Dimensions (L/W/H): 1800x1350x1300mm Weight: 862kg Net price: 16,900 PLN Net price: 4,020 EUR Net price calculated at exchange rate 4.2 PLN/EUR (In case of significant exchange rate fluctuations, the price may change)

Condition: excellent (used), CATALOG NUMBER 7762 TECHNICAL DATA THICKNESSER: - shaft width: 320 mm - 3-knife planer shaft - max thickness of the processed element: 180 mm - thicknesser shaft guard - from above: – anti-kickback fingers – feed shaft, toothed – planer shaft – outfeed shaft, smooth, feed CIRCULAR SAW: - max blade diameter: 300 mm - max cutting height: 80 mm - blade bore diameter: 30 mm - adjustable blade up/down - cutting width with fence: 270 mm - table dimensions: 750x460 mm - fence SPINDLE MOULDER: - spindle diameter: 30 mm - adjustable spindle up/down - spindle height: 100 mm - fence Nodpfx Adoxhdtnetsla - extraction port diameter: 100 mm - dimensions (LxWxH): 1700x2400x1100 mm - weight: 340 kg ADVANTAGES – Bulgarian production – Very good condition – Multi-function, used Net price: 6,900 PLN Net price: 1,640 EUR at exchange rate 4.2 EUR (Prices may vary with larger fluctuations)

Condition: excellent (used), CATALOG NUMBER 7903 Technical data: - track width: 450mm - shaft width: 420mm - installed saw blade: 400mm - max saw blade diameter: 450mm - saw blade bore diameter: 80mm - max cutting height with 450mm blade: 160mm - table dimensions: 2230x860mm – from above: - kickbacks/stoppers Nedpfxeynkvdj Adtjla - sliding shaft - kickbacks - smooth sliding roller - hold-down - shaft with saws - hold-down - 2 sliding, hold-down shafts – from below: - roller in front of the table - guide - stoppers - track - central track lubrication - manual lifting of saw shaft - electric body lifting: 0.75kW - stepless feed speed adjustment - extraction port diameter: 280mm - main motor: 75kW - overall dimensions (L/W/H): 2360x200x1960mm - weight: 3250kg ADVANTAGES – Czech production – used multi-blade saw – upper control panel – DTR (technical documentation) – very good condition Net price: 69,900 PLN Net price: 16,650 EUR Net price calculated at exchange rate of 4.2 PLN/EUR (in case of larger currency fluctuations, the price may change)

Condition: excellent (used), Catalogue number: 7863 TECHNICAL DATA - Track width: 300mm - Working shaft width: 300mm - Max. disc diameter: 350mm - Disc bore diameter: 70mm - Max. cutting height: 120mm - Table width with extension: 750mm - Table length: 1530mm - Top: - Kickback barriers (protection against material reversing) - Metal sliding roller - Kickback barriers - Metal sliding roller - Shaft with saw blades - 2 smooth metal sliding rollers - Bottom: - Guide bar - Kickback barriers - Track - Laser - Centralised track lubrication - Infinitely variable feed speed via inverter - Feed motor: 1.5kW - Main motor: 26kW - Brake Nljdpjy Drhhjfx Adtoa - Extraction port diameter: 200mm - Overall dimensions (L/W/H): 1700x1400x1600mm - Weight approx.: 1700kg ADVANTAGES - Italian manufacture - Equipped with laser - Very good condition - Used multi-blade saw Net price: 39,900 PLN Net price: 9,500 EUR (based on an exchange rate of 4.2 EUR) (Prices may vary subject to higher exchange rate fluctuations)

Condition: excellent (used), Catalogue number: 7889 TECHNICAL DATA track width: 230mm shaft width: 230mm max blade diameter: 350mm / 400mm blade bore diameter: 80mm max cutting height with 350 / 400 blade: 115mm / 150mm table width (with clearance): 1200mm table length: 1900mm – from above: lock/blockers drive shaft, toothed shaft with saw blades 2 sliding/pressure rollers – from below: guide lock/blockers track 2 sliding rollers in the table feed speed adjustable manually feed motor approx. 2.2kW main motor: 30kW extraction nozzle diameter: 200mm overall dimensions (L/W/H): 2700x1800x2000mm weight approx.: 3000kg ADVANTAGES – Czech production – used multisaw – DTR technical documentation – very good condition Net price: 22,900 PLN Nledpfx Ajyh Np Hodtja Net price: 5,450 EUR Net price calculated at an exchange rate of 4.2 PLN/EUR (in case of significant exchange rate fluctuations, the price may change)

Condition: used, axle configuration: 3 axles, first registration: 10/2018, total length: 9,700 mm, total width: 2,450 mm, total height: 1,600 mm, suspension: air, tire size: 385/55R22,5, color: other, Year of construction: 2018, Equipment: ABS, = Additional Options and Accessories = - EBS = Notes = Number of axles: 3, Unladen weight: 5,700 kg, Gross weight: 37,000 kg, Chassis type: Complete chassis, Chassis material: Steel, Kingpin size: 2 inch, Suspension type: Air suspension, ABS, EBS, Year of body: 2018, Twist lock configuration: 2x20 + 1x30 + 1x40 high cube, Extendable chassis: center / rear, Axle type: BPW Njdpfsyt Dnwjx Adtjla = Further Information = General Information Cab: Day cab Registration: KLEYN1 Drivetrain Fuel type: Diesel Transmission Gearbox: Manual gearbox Axle Configuration Tyre size: 385/55R22.5 Brakes: Disc brakes Suspension: Air suspension Axle 1: Lift axle; Tyre tread left: 7 mm; Tyre tread right: 5 mm Axle 2: Tyre tread left: 10 mm; Tyre tread right: 9 mm Axle 3: Tyre tread left: 9 mm; Tyre tread right: 7 mm Weights Kerb weight: 5,700 kg Payload: 31,300 kg Gross vehicle weight: 37,000 kg Functional Loading platform height: 110 cm Environment Emission class: Euro 0 Condition General condition: average Technical condition: average Optical condition: average Damages: none = Company Information = Kleyn Trucks is one of the world’s largest independent dealers in used vehicles. Here you can choose from a continually changing stock of 1,200 used trucks, tractors, and trailers. Our range covers all European brands, model years, and price categories. Why buy at Kleyn Trucks? Simple! • Extensive, fast-moving stock • Recognizable quality • Competitive pricing • Fair business practices • Multilingual staff • We understand our customers • Assistance with import and transport • (Export) registration plates arranged swiftly • Skilled technical services • Guaranteed recognizable quality • And much more.... Please visit our website for special offers and our complete stock: Leasing through Kleyn Trucks is available in most European countries! Quickly calculate your leasing rate and send an inquiry via our website. Ask directly about our European warranty packages.

Condition: used, Year of construction: 1987, Technical details: number of spindles: 8 spindle passage: 51 mm Article: multi spindle automatic lathe Nsdpfxjiay Sfj Adtola Manufacturer: Schütte Type: AF51 Yob: 1987 eight main spindles max. bar diameter D=51mm control SIEMENS SIMATIC S5 pick up in pos. 7, for rear machining thread cutting drive independent feed in positions 2/3 electronical trip dog control “Balluff” clear text display Wöhrle coolant pump magnetic cartridge filter oil running incl. bar loader IEMCA PRA 40/37/F, yob 1987, (bundle type) Painting in light blue and light grey The configuration of tooling will be different like pictures. Please, contact us for getting more information and pictures on mail(at) or *

Condition: used, Year of construction: 1991, Technical details: number of spindles: 6 spindle passage: 51 mm Schutte SF51 DNT, yob. 1987, our ID #61868 Article: cam-controlled multi-spindle automatic lathe Manufacturer: Schütte Type: SF51 DNT Yob: 1987 Nledpfxel Rmqpe Adtoa Six-spindle automatic lathe with 6 main spindles max. nominal diameter D=51mm electronic cam control Balluff gripper in position 6 for backworking, sorting chute independent longitudinal feed layer 5 screw chip conveyor Tapping couplings Interface for: Bar feeder IEMCA PRA Bar feeder IEMCA PRA40/33/F Scope of delivery without the blue chip conveyor The tooling will differ from the scope of delivery! Please, contact us for getting more information and pictures on mail(at) or *

Condition: used, Year of construction: 1994, Technical details: number of spindles: 8 spindle passage: 32 mm Article: cam-controlled multi-spindle automatic lathe Manufacturer: Schütte Type: AF32 S DNT Yob: 1994 Nsdpfjl Su Rxox Adtjla Eight-spindle automatic lathe with 8 main spindles max. nominal diameter D=32mm control: Siemens SIMATIC S7 electronic cam control Balluff gripper in position 8 for backworking CNC cross slide position 6 CNC cross slide position 7 Workpiece belt Coolant cooling Schimpke Chip conveyor with magnetic separator Tapping couplings The tooling shown may differ from the scope of delivery! Please, contact us for getting more information and pictures on mail(at) or *

Condition: used, Year of construction: 1993, Technical details: number of spindles: 8 spindle passage: 32 mm Article: cam-controlled multi-spindle automatic lathe Manufacturer: Schütte Type: AF32 Dnt Yob: 1993 eight-spindle automatic lathe eight main spindles for bars up to D=32mm Modernized control: Siemens Sinumerik Motors: renewed modern motors suitable for modernized control system Electronic trip dog control: Balluff CNC cross slide position 5 cross CNC cross slide position 6 cross Preparation for gripper in position 8 (gripper optional) Independent feeds Thread cutting couplings integrated bar loader: Pietro CUCCHI; type: rack type magazine The scope of delivery regarding the tooling equipment could be different like pictures. Nlsdpfx Asrgt E Rsdtea *

Condition: used, Year of construction: 2002, Technical details: number of spindles: 8 spindle passage: 20 mm Article: cam-controlled multi-spindle automatic lathe Manufacturer: Schütte Type: AG20 Yob: 2002 eight-spindle automatic lathe 8 main spindles for bars up to D=20mm control: Siemens 840D 1x polygonal turning/thread milling device (new 2011) 1x polygonal turning/thread milling device for long turning (new 2011) 1x thread cutting/quick drilling spindle (new 2011) 1x pick-up device incl. various pick-up collets 4 cnc-cross slides Double cross slide in position 7 Loading magazine PRA 52/P type 33 (bar length 3m), year 2004 High-pressure system Knoll SF 2000/Turbo-3 up to 100 bar, year 2004 Tool monitoring Brankamp Air conditioning unit Rittal in the front switch cabinet incl. spare parts package with various collets, cams and various tool holders for longitudinal and cross slides The machine has been run with oil and has processed brass Please, contact us for getting more information and pictures on mail(at) or Nledpfowutgaex Adtoa *

Condition: used, Year of construction: 2021, operating hours: 3,500 h, clamping force: 120 kN, displacement volume: 36 cm³, injection pressure: 2,200 bar, overall weight: 5,400 kg, screw conveyor diameter: 22 mm, terms of delivery: EXW (ex Works) delivery time: on request terms of payment: 100% prior to delivery Nlodpfxjxwy Utj Adtoa

Condition: used, Year of construction: 2011, operating hours: 40,885 h, overall weight: 6,500 kg, displacement volume: 49 cm³, clamping force: 110 kN, injection pressure: 2,236 bar, screw conveyor diameter: 18 mm, terms of delivery: EXW (ex Works) delivery time: on request Njdow N Egaopfx Adtsla terms of payment: 100% prior to delivery

Condition: used, Year of construction: 1998, functionality: fully functional, machine/vehicle number: 23109, CNC 6-Spindle Lathe Index MS42C Njdpfxjyzicwj Adtela Year of manufacture: 1998, Serial number 23109 Control: Index Bar loader: Index/Hydag Maximum bar diameter: 42 mm Chip conveyor and fleece filtration system: Knoll CO2 extinguishing system: Kraft & Bauer ----- Attractive Offer – Flexible & Worry-Free We not only offer you a high-quality product, but also tailor-made financing solutions that suit your needs. Whether you prefer a down payment, installment plan, or custom financing model – together we will find the right solution. Upon request, we will also handle the entire transportation logistics for you. From planning to reliable delivery, we ensure a smooth and timely process so that you don’t have to worry about a thing. 📞 Please contact us for further information or a non-binding quote. We offer you professional and personalized advice.

Condition: good (used), Year of construction: 2003, functionality: fully functional, machine/vehicle number: 28102, CNC 6-Spindle Lathe Index MS42C Year of manufacture: 2003, Serial number 28102 Control: Siemens Sinumerik Bar feeder: lemca SIR-MS52 Max. bar diameter: 42 mm Chip conveyor and fleece filter system: Knoll Nledeyzickepfx Adtea CO2 extinguishing system: Kraft & Bauer ----- Attractive offer – flexible & worry-free We offer you not only a high-quality product but also customized financing options tailored to your needs. Whether down payment, installment purchase, or individual financing models – together we will find the right solution. On request, we can also take care of the entire transport organization. From planning to reliable delivery, we ensure a smooth and timely process, so you don’t have to worry about a thing. 📞 Please feel free to contact us for further information or a non-binding offer. We provide you with personal and competent advice.